Commercial General Liability insurance protects your business against losses that arise out of damages at your premise or in your operations. Actions that the business owner, officers and directors, or employees take or may be involved in.

SourceOne Insurance and Benefits Group will help guide you through the process of choosing the right type and level of coverage you will need for your business. We’ll prove our value by providing the proper coverage at the best value!

• Bodily injury and property damage. General liability insurance coverage agrees to pay those sums that the insured becomes legally obligated to pay as damages because of bodily injury or property damage from the insured’s premises or operations. The personal injury portion covers libel, slander, false advertising, false arrest and invasion of property.
• Excess. The Excess Liability (Umbrella) policy is designed to provide coverage in the event of a catastrophic claim, lawsuit of judgment. Commercial excess policies provide excess liability insurance over your basic primary polices, such as your commercial liability and fleet policies. Excess policies pay only after the limits of the underlying primary polices are exhausted.
• Employment practices. Employment practices liability is designed to help your business in the event that employees or former employees allege discrimination harassment or wrongful termination.
• Director and Officers. Directors and officers’ liability coverage can protect the director and officers of your business or organization from a claim caused by a wrongful act in their capacity as director.While definition vary slightly from company to company, “wrongful act” is commonly defined as any breach of duty, neglect, error, misstatement, misleading statement, omission or other act done or wrongfully attempted by the director or officer.

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